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Advance Your Business

Get Paid On Your Timeline

You get paid instantly.
Your customer pays net +30 days.

Early Payout Options

Get paid earlier than the industry average of 30 days or longer.

Track Your Earnings

Track your earnings in your paperless, swift & hassle-free PayUp Account.

Manage Your Money

Withdraw or spend your earnings anywhere, anytime.

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Early Payout Options

Choose payout terms based on your needs. We offer options to get paid faster than most white or blue collar jobs.

Collateral-Free Working Capital

Fund your growth using your invoice receivables. No Banks. No Debt.

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Track your earnings

View all your uploaded invoices in real-time.

Manage your Money

Transfer your cash to external accounts.

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How it works

Supplier Relations

PayUp is built with suppliers at the center of our business and product. We aim to serve suppliers at every step.

70%
of Suppliers

70% of our people on the platform decide to get paid within a week

Create a PayUp account & get Verified instantly

Select an Early Payout option

Get Paid on your timeline & let PayUp handle the rest.

Workers Love us

With the constant growth of this industry and the everyday discovery of new payment gateways like ours, you can never acquire enough knowledge for this niche. However, sticking to our network you can get access to other benifits like free food and more.

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412,923

Customer Engaged
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4,159

Payouts
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$902,593

Earning Reached
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300+

Business Partnerships
Steve S.
Steve S.
Videographer

PayUp is great for all my business needs as this way I can get paid early without having to depend on venmo or cash app.

Fanny G.
Fanny G.
Freelancer

I usually go for 3 or 7 days, 3 days is the preference, as it makes my life easier.

Fabiola R.
Fabiola R.
Cleaner

The two things I like PayUp for are getting paid within a week and the ability to use cash.

Anthony C.
Anthony C.
Painter

It would be great to start using PayUp to get a better handle on my finances.

Steve S.
Steve S.
Videographer

PayUp is great for all my business needs as this way I can get paid early without having to depend on venmo or cash app.

Fanny G.
Fanny G.
Freelancer

I usually go for 3 or 7 days, 3 days is the preference, as it makes my life easier.

Fabiola R.
Fabiola R.
Cleaner

The two things I like PayUp for are getting paid within a week and the ability to use cash.

Anthony C.
Anthony C.
Painter

It would be great to start using PayUp to get a better handle on my finances.

Jonathan R.
Jonathan R.
Painter

PayUp is better than other banking apps because I can easily see all of my incoming payments, and get paid early.

Katherine O.
Katherine O.
Cleaner

I have not seen anything like this before, it's the future of managing business expenses on the go.

Ellen O.
Ellen O.
Freelancer

I’m able to now get paid in a week with PayUp. I like that I have a virtual account and a card as I can use it online or for cash withdrawals.

Jesus P.
Jesus P.
General Contractor

PayUp is great because it makes managing my business finances super easy. I like that I have a separate account for my business.

Jonathan R.
Jonathan R.
Painter

PayUp is better than other banking apps because I can easily see all of my incoming payments, and get paid early.

Katherine O.
Katherine O.
Cleaner

I have not seen anything like this before, it's the future of managing business expenses on the go.

Ellen O.
Ellen O.
Freelancer

I’m able to now get paid in a week with PayUp. I like that I have a virtual account and a card as I can use it online or for cash withdrawals.

Jesus P.
Jesus P.
General Contractor

PayUp is great because it makes managing my business finances super easy. I like that I have a separate account for my business.

Frequently Asked Questions

What does PayUp do?

PayUp will pay you upfront for your outstanding invoice receivables. We allow suppliers and small businesses to unlock the cash value of their invoices before their customers pay their bills.

Factoring is not a loan, therefore it doesn’t impact your credit like traditional bank financing. PayUp doesn’t perform credit checks on its users. We do perform identity verification to make sure that your money is transferred safely into your bank account.

How does getting paid early help grow my business?

With cash on hand, you can improve cash flow, pay for labor & materials upfront, fund equipment & machinery purchases, expand facilities, add new services to your customers, bring in capital to meet seasonal demand, have access to more valuable jobs, and the list goes on. There are always new and creative ways that our Suppliers are growing their business.

What is the pricing for the financing?

In order to provide our suppliers with early payout options, PayUp charges a discount fee based on how early you would like to get paid. You will see these options every time you decide to take an early payout, so you are free to change payout terms during or after a payment cycle. We offer discount fees as low as 3%.

PayUp does not charge subscription fees, transaction fees, or any hidden fees.

Is PayUp right for my business?

If you’re considering PayUp, it probably means you’re looking for a fast and reliable source of funding. PayUp can do just that: quickly turn your receivables into cash. But what makes your business a good fit for PayUp? If you meet any of the characteristics below, it may be the right solution for your business:

  • Do you have B2B customers?
  • Do your customers offer you payment terms between 30 and 90 days?
  • Do you have fair or poor credit?
  • Does your business have limited operating history?
  • Do you have few or no assets to borrow against?

These are all good reasons to consider using PayUp to get paid on your timeline.